Lots of us enjoy shopping. All the shiny new pretties are tempting. The problem is that most times we don’t need those impulse items. All those extra purchases aren’t doing the environment any favors, not to mention personal finances and the general clutter that builds in our homes. How can you stop making impulse purchases?
Wait
Deciding to wait on impulse purchases cuts down on most of them. Give yourself some time away from that tempting item before you buy it. It helps. Out of sight, out of mind for one thing, but also you can often think past the “ooh, neat!” factor and figure out if you really need the item. Most times you really don’t.
Do You Want It or Need It?
Really think about whether you want or need the item. We all get some things we want more than we need, but it’s best to keep that under control. Odds are good that there’s something you need more.
What Are Your Alternatives?
That impulse item may not be the best buy for your needs even if you come to realize you need it. If you’re going to buy, make sure you’re really buying the right item.
Stay Within Your Budget
Don’t let impulse items mess up your budget. If they aren’t in your budget, don’t buy. Make sure you’re getting a good deal, both in price and quality. Cheap junk is always cheap junk, no matter how cheap it is.
Think Long Term
In the long run, is this a purchase you will enjoy? This is a thought that can stop many impulse purchases if you give it enough time to take hold.
It’s especially true with clothes. Just think how fast trendy clothes go out of style. It makes far more sense to buy clothes that will look good for years, not just several months.
Think Green
Consider whether you’re making an environmentally friendly purchase, and if not, if there are alternatives which would do better in that sense. Think about how the product was made. Think about where waste from your purchase will go, from the packaging to the item itself when it wears out.
My favorite method for avoiding impulse purchases is to never take any credit cards with me. I find credit cards are something most people just as an excuse to justify making impulse purchases, rather than a legitimate way for handling money. Yes, I do have a card which I use for online purchases. However I have set a monthly expenses limit for that card at my bank so that I cannot pay more than around $30 per month.
If I REALLY need something, in most cases it means having to go to the bank to get the money for it. As it is quite a commitment and time consuming, I never really go through with it unless what I want to buy is really of importance to me.
The world we live in is a world of comfort, where everything can be done with the wink of an eye. This makes us prone to doing stuff we normally wouldn’t do, simply because we CAN do it. The only way to avoid that is to get rid of that simplicity and make things a little harder on ourselves.
Thanks for the article.